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Landlord Insurance – Policy Add-Ons

Many people are aware of Landlord Insurance, which is where you get insurance on a property that you have rented out but most people still aren't aware of some of the other things that they can cover by getting Add-Ons to their Landlord Insurance Policy.

Legal Cover:

The first of these is Legal Cover which is generally used to negotiate your legal rights to recover any rent your tenant owes you, your legal rights to evict anyone other than the tenants who do not have permission to be in the property and to defend your legal rights if an event arising from you letting the buildings leads to you being prosecuted in a criminal court.

Rent Guarantee Cover:

Many companies nowadays offer the option of including Rent Guarantee Cover on to your Landlord Insurance policy so that you are guaranteed to get some rent even if the tenant doesn't pay then you can make a claim on this Add-On and you will still recover some or all of your rent. There are of course certain restrictions and conditions that must be adhered to but these change form company to company.

Property Owners Liability:

This is generally something that is included in a Landlord Insurance Policy as standard, however most companies tend to give you a limit of

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